Mortgage, protection and estate planning advice

Nicola Groves FCCA CeMAP - Adviser

I am CeMAP qualified so can provide first class, whole of market, Mortgage & Protection advice. Based in Tunbridge Wells I deal not only with local clients but also country wide. I have also been a fully qualified ACCA Accountant since 2005 and operate an accountancy practice, Apex Partners alongside my husband.

I welcome first time buyers and understand that getting a mortgage might seem daunting. I take the time to explain each step of the application process so that you have the knowledge to make an informed decision.

I also now offer a new Will writing and Estate Planning service.

Personally I am delighted to be working in an industry I love, lifting the stress away from people during what can be the most important and financially challenging periods in their lives - whether it be getting that new home, remortgaging, or planning for the future. I want to build long lasting relationships with my clients, and in order to do that trust is key - a trust that I am working for clients independently and putting their needs first.




 

Mortgage Services

Are you moving home,a first time buyer, coming to the end of your current mortgage period,  or keen to streamline your monthly outgoings?

We have products available for:

  • employed and self employed clients.
  • first time buyers
Currently there are thousands of mortgage products available on the UK market. We are able to compare them, look for the best solution for you and make sure that you will be approved for the right mortgage.

we also offer a commercial mortgage advice service to help meet your business needs.





 

Protection Services

When you have a mortgage it makes sense to protect yourself and your family should the worst happen. So we also offer advice on many elements of protection:-
Life Assurance. 
Decreasing Term Assurance. 
Level Term Assurance. 
Whole of Life.
Critical Illness Cover
Family Income Benefit.
Income Protection.
Private Medical Cover.
Buildings & Contents Cover

Business and shareholder policies


 

Estate Planning

Ensuring that your wishes are met should anything happen to you is vital.


It helps to avoid difficulties for your loved ones after you are gone. This is often something we all intend to do but never get round to.

 

We offer a bespoke will writing service and can come to your home should prefer this.


As part of this process we will address important matters for both yourself and you family. This includes guardianship and trust issues as well as specific gifts you would like to make.


I also undertake a full review of your current financial affairs to ensure that you have the very best protection products in place to protect and provide for your family should anything happen in the future.

Apex Mortgage Solutions is a Trading Style of New Leaf Distribution Ltd. Who are authorised and regulated by the Financial Conduct Authority in respect of general insurance mediation only. Number 460421. 
Head Office First Floor Princess Caroline House 1 High Street Southend on Sea Essex SS1 1JE. Co registration Number 5520001. 


Apex Mortgage Solutions is a Trading Style of New Leaf Distribution Ltd. Who are authorised and regulated by the Financial Conduct Authority in respect of general insurance mediation only. Number 460421. Head Office First Floor Princess Caroline House 1 High Street Southend on Sea Essex SS1 1JE. Co registration Number 5520001.